Credit Financing

  • Web credit applications that go directly to your credit financing department
  • In store Credit applications
  • Kiosk style credit application
  • Automated pulling of credit reports
  • Skills based routing of credit approvals
  • Credit decisioning tools designed to help you finance low Fico borrowers
  • Cell phone validation
  • Closing Ratio tracking
  • Automated Underwriting – Provides automatic credit approvals for high Fico customers

  • Fraud detection modules (allowed you to lend to customers with low FICO scores)
  • Accurate customer information: Automatic real time address correction
  • Accurate customer information: Cross checks of area codes to zip codes
  • Credit information verification module, automatic email or faxing of VOE's
  • Document Imaging – Keep all customer related documents as PDFs, Jpegs
  • E-signatures interfaces – In person and Email models
  • OFAC module

Servicing

  • In Store Payment processing – real time payment posting – receipt printing, email, text
  • In store Debit / Credit card processing
  • Web Payment processing (PCI compliant instant credit card processing and posting to the store account)
  • Phone Payment processing (Instant credit card processing and posting to store account)
  • Monthly customer Statements
  • Late Charge assessment and Late Notices
  • In store customer ID cards printing
  • Check cashing: processing, tracking, and government reporting
  • Instant Customer communication: Authorized text two way text messaging (SMS and MMS)
  • Metro 2 Credit bureau reporting